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Troy, MO Bankruptcy Attorney

Obtaining Effective Financial Relief in Missouri

When you are overwhelmed with financial problems, finding a solution may seem impossible. Without the help of a legal professional who thoroughly understands your situation, you may never be able to overcome your debt and move forward. That is why the Adams Law Group was founded, and our firm has been helping individuals and families in Troy and throughout Missouri for more than 35 years. Our Troy bankruptcy attorneys are well acquainted with the laws and legal options available to you.

By helping you understand bankruptcy and the many ways that it can benefit you and your family, you will be better equipped to make a decision that will benefit your financial future. Our firm has a remarkable history of success in these cases, and we are prepared to provide you with the advice you need today. Every Troy bankruptcy lawyer at our firm strives to remain up-to-date with our state's current laws and the various documents that are required to be free of financial debt. If you need assistance with getting started, stopping wage garnishments, avoiding repossession, or any other type of legal situation, you can trust our legal team to get the job done for you.

Information about Troy, Missouri

Situated just 60 minutes away from St. Louis, the town of Troy offers residents and visitors a mix of rural charm and suburban convenience. As of 2010, Troy has a population of 10,540, which is a 56% increase from its population of 6,737 in 2010. The town's population is split between young families and retirees alike because of its affordable housing, award-winning school district, low crime rate, and overall rural serenity. Troy's quality of life is also enhanced by the city's shopping and recreational options.

Troy is located in the heart of Lincoln County, which is estimated to have a 2011 population of 53,076. Of this number, 95.5% are estimated to be white and only 1.4% are foreign born persons. Additionally, the number of housing units in Lincoln County is 21,513 and the ownership rate is 81.5%. When homeowners get into financial trouble, one of the first things that creditors will try to take is their home. Repossession and foreclosure are scary situations, but our lawyers can help you protect your rights in this situation.

Troy Resources 
About Troy, MO 
City of Troy Website

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Filing for Bankruptcy in Troy

If you are looking for a fresh financial start, talk to our Troy bankruptcy attorneys today about your legal options and the types of bankruptcy that are available to you. While Chapter 7 is the most common type of bankruptcy, some individuals and families do not qualify for this type of debt relief. Chapter 13 bankruptcy, also known as the reorganization bankruptcy, is a better option for some families who do not wish to give up some of their assets. In a Chapter 13 bankruptcy, you will work closely with your attorney to develop a repayment plan for the next 3-5 years. Over the course of those years, you will pay off a portion of the debts that you owe.

The law permits the repayment of different types of debt in different amounts, and there are certain statutory requirements that must be met in order for you to qualify for Chapter 13 as well as Chapter 7. This is why it is important to contact a lawyer at our firm from the outset of your case. We will work closely with you and provide you with the reliable counsel you need to start off in the right direction and find the debt relief you need.

Chapter 7 bankruptcy differs from Chapter 13 because you are not required to pay any of the debts that are owed to unsecured creditors. You may, however, elect to reaffirm specific debts in order to keep certain properties. In a majority of Chapter 7 bankruptcy cases, you will be able to keep most of your property while eliminating most of your debts. A typical Chapter 7 case is closed and finished approximately four months after it is filed, and creditors are not allowed to put forth any collection efforts once you have filed.

As you can see, there are numerous benefits to filing for bankruptcy. From ending creditor harassment to avoiding wage garnishment, foreclosure and more, you can experience the relief of discharging your debts and you can move forward towards a brighter financial future when you choose to file for bankruptcy.

Contact a Troy Bankruptcy Lawyer for Help

When you have decided to move forward with discharging your debt, it is imperative that you understand the importance of having reliable legal counsel and assistance. Here at Adams Law Group, our bankruptcy lawyers have assisted hundreds of clients through this complicated time and we know how to help you recognize signs of trouble and more. Whether you need more information on bankruptcy & taxes, life after bankruptcy, or even alternatives to bankruptcy, we have the legal knowledge and available resources that you need.

We offer you a free consultation with a Troy bankruptcy lawyer at our firm so that you can have your questions answered. During this time, we will provide you with relevant information about how our services will benefit you specifically, and we will never pressure you to make a decision that you are not comfortable with. Instead of continuing to struggle with your finances, call our firm today to take the first step towards a brighter financial future.

Bankruptcy Resources in Troy, Missouri 
Missouri Bankruptcy Courts 
Bankruptcy Information Center

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