Dardenne Prairie Bankruptcy Attorney
Resolving Debt in a Timely Manner
When you are struggling to pay off car payments, credit card payments, or other bills, it is easy to fall into a downward spiral of debt. Hundreds of thousands of people fall into overwhelming debt each and every year and have no hope of escape, but there have been specific laws created to help people who are in these situations. Instead of being in debt for the rest of your life, you can discharge your debt and move forward with your future with the help of a Dardenne Prairie bankruptcy lawyer.
When you enlist the help of a legal professional at Adams Law Group, you can have hope for the future knowing that you have experienced and knowledgeable help on your side. Our bankruptcy attorneys are passionate about helping people resolve their financial problems and burdens, and we devote time and attention to every client and their needs. We understand that bankruptcy can seem frightening, but you must keep in mind that there are several different debt relief methods available to you! With more than 35 years of experience on our side, we are confident that we have the legal tools and resources to guide you to a favorable outcome!
Understanding Bankruptcy in Dardenne Prairie
Bankruptcy can effectively discharge your debt, put an end to creditor harassment, foreclosure, wage garnishments, repossession and more. In order to take maximum advantage of bankruptcy and the benefits it offers, you must take the time to evaluate your situation, your individual debts and your specific needs. Bankruptcy holds the promise of new opportunity, but you must take the right steps to ensure that your debts will be discharged. With the help and guidance of a Dardenne Prairie bankruptcy lawyer at Adams Law Group, you can take the right steps and find the best solution for you and your loved ones.
There are two main types of bankruptcy that the majority of our clients file for: Chapter 7 and Chapter 11. Chapter 7 bankruptcy, also known as consumer or personal bankruptcy is usually the quickest type of bankruptcy. During a Chapter 7 bankruptcy, a bankruptcy trustee will sell the debtors non-exempt property and use the proceeds to pay off certain debts. There are some types of debt that cannot be discharged through a Chapter 7 bankruptcy, including child support, alimony, student loans, criminal fines, and divorce property settlements. Additionally, in order to qualify for a Chapter 7 bankruptcy, you must pass a means test. The means test was designed to keep high-income households and individuals from abusing the debt relief available through Chapter 7 bankruptcy, and a lawyer from our firm can help you determine if you qualify.
Whereas a Chapter 7 bankruptcy allows you to discharge your non-secured debts completely, a Chapter 13 bankruptcy reorganizes a portion of your debt into a repayment plan. Under a Chapter 13, Missouri residents with a regular source of income can get court approval to partially or fully repay debts over a three-to-five year period. There is a cap on how much debt you can have to participate in Chapter 13, so call Adams Law Group today to learn if you qualify.
About Dardenne Prairie, Missouri
Located in St. Charles County, Dardenne Prairie became incorporated as a city in 1983 and has a total area of 4.92 square miles. According to the 2010 census, Dardenne Prairie has a population of 11,494 people, 3,670 households and 3,208 families residing in the city. Over 90% of the city's racial makeup is White. The average age of the population in Dardenne Prairie is 34 years, and 32.3% of the population is under the age of 18. According to the census, none of the families and 0.7% of the population were living below the poverty line. Statistics may be deceiving, however, because there are still many individuals and families who struggle to pay their bills. Falling into debt is shockingly easy to do, but there are steps that you can take to be free of that debt and to move forward with your life.
Dardenne Prairie Resources
Map of Dardenne Prairie, MO
City Information: Dardenne Prairie
Call a Dardenne Prairie bankruptcy lawyer today!
Here at Adams Law Group, we understand that bankruptcy can build up over the years or it can come unexpectedly. Whatever your specific situation may be, we have the legal knowledge, resources, and dedication to help. Our attorneys work together as a team to help you feel comfortable and prepared for every step along the way, and we know how to handle bankruptcy & taxes and other roadblocks that may come your way. To learn more about
life after bankruptcy, the
documents needed, and to get a
free credit report, call a Dardenne Prairie bankruptcy attorney at Adams Law Group today! We offer you a free consultation and will stay by your side every step of the way so that you can find the financial freedom you deserve!
Many people believe the myths about bankruptcy and life after bankruptcy, but you can find out the truth when you call our firm and speak to one of our qualified professionals. We have helped countless clients through situations that are similar to yours, and we work closely with you to accomplish your specific goals for your case. Your hard-earned money and your prized belongings to do not have to be compromised, and we will make sure that you know what to expect before you make any decisions.
Bankruptcy Resource Information Center
Missouri Bankruptcy Court Information