Lake St. Louis Bankruptcy Attorney
Affordable and Effective Financial Relief in Missouri
Everyone goes through financial ups and downs, and sometimes these financial downtimes can leave individuals and families with overwhelming debt. When you are struggling to make your credit card payments or are facing foreclosure on your house, you may feel that there is no way out of your situation. Here at Adams Law Group, we are here to provide you with the advice and help that you need during this desperate time in life. We have more than 35 years of experience helping individuals and families resolve their debt, and our Lake St. Louis bankruptcy lawyers will take the time to listen to your concerns and financial goals.
Our firm has an impressive history of success on the behalf of clients throughout Missouri, and we stay up-to-date on the current bankruptcy laws and documents needed during the bankruptcy process. Whether you need assistance with stopping repossession, wage garnishments, creditor harassment or another situation, our bankruptcy attorneys will stay by your side until the job is done.
About Lake St. Louis, MO
Described as a young and fast-growing residential community on the western edge of the St. Louis metropolitan area, Lake St. Louis is located in St. Charles County and bordered by Interstate 70 and Highway 40. This planned community boasts a unique, residential resort lifestyle with two lakes, a golf course, multiple parks and tennis courts.
According to the 2010 consensus, Lake St. Louis has a total population of 10,887 with an estimated growth to 17,868 by 2015. More than 95% of the population in Lake St. Louis is white, and blacks make up the most prominent minority in the town. The total median age is 33.3, and most people are in the 35 to 44 age range. In 2010, the average household income was $78,362 in Lake St. Louis, and the projected median household income for 2015 was $112,721. Unfortunately, 28.3% of the population ages 16 and over were not employed in 2010, and this number was not projected to improve over the next five years.
With such a high rate of unemployment, it is no surprise that many families and individuals struggle with finances at some point in their life. When these financial obligations become too much, many people fall into despair and confusion about the future. Our Lake St. Louis bankruptcy lawyers are here to help you through this trying time, and we have the legal resources and knowledge to do so.
Lake St. Louis Resources
About Lake St. Louis
City of Lake St. Louis, MO
Types of Bankruptcy in Lake St. Louis, Missouri
When you are looking to discharge your debts and find a fresh financial start, call the Adams Law Group to gain a comprehensive understanding of your legal options. Our firm offers a free case evaluation to discuss with you the various types of bankruptcy,
life after bankruptcy, and even
bankruptcy alternatives. We provide this service so that you can make the best decision for your financial future, and it is mission to accomplish your goals in a timely and affordable manner.
Our dedicated team of legal professionals are highly experienced with Chapter 7,
Chapter 13 and other types of bankruptcy. There are key differences between Chapter 7 and Chapter 13, and we evaluate your current situation to determine the best route for you. Chapter 7 bankruptcy allows debtors to discharge all of their unsecured debts, whereas Chapter 13 bankruptcy reorganizes debts into a payment plan that lasts three to five years. Whichever option you choose, we will walk you through what life after bankruptcy will look like for you and your loved ones.
Many clients also come to us because they are struggling with taxes. There are specific rules for eliminating both state and federal income taxes, and we will help you understand the specific ways that bankruptcy and taxes interact. Income debts can be discharged in a bankruptcy filing, but tax debts can only be discharged if three specific requirements are met in respect to the tax year.
Call a Lake St. Louis Bankruptcy Lawyer
Whatever your situation may be or however bad your debt may seem, we ask that you call our firm and give us a chance to assess your case for free. With a commitment to legal excellence and a passion to help our clients achieve a brighter financial future, our Lake St. Louis bankruptcy attorneys are prepared to take on your case today! Call now and schedule a free consultation and receive a free credit report to learn about your current credit standings.
Bankruptcy Resources in Lake St. Louis
Bankruptcy Information Center
Missouri Bankruptcy Courts